Wedding Bliss On A Budget

Media / Blog

Wedding Bliss On A Budget


Would You Spend Less Than $100 On An Engagement Ring?

October 13, 2019

When thinking about what topic to write on for my blog post this week, I decided to write about something that I personally learned a lot about this year: weddings. My husband & I got married in April and it was an eye opening experience. Of course I knew the cost of weddings were increasing at an exponential rate, but I had no idea how to navigate these treacherous waters and ensure we made it on the other side without incurring debt. Here are a few tips I learned for my own wedding that will hopefully help you along the way:

  • Venue: Admittedly, I lack creativity and patience. For me, it made sense to go for an all inclusive venue to cut down on stress. However, if you are better at this than I am, look for a venue that will let you express your creative side and make your own decorations. You can also shop around prices for your vendors to get the biggest bang for your buck.
  • Economical floral options: Fresh flowers are often the preference on wedding day, however you can save cost by using silk flowers or even making your own bridesmaid bouquets with fresh flowers you buy yourself rather than going through a florist. Choosing flowers that are in season will also keep your costs down if you are set on a fresh flower look.
  • Food & beverage: Do you have a family member or friend that can cater your wedding? Steak dinners aren’t always necessary. Three cute ideas I came across in my wedding search included barbeque, pizza, and food trucks for guests. My grandfather is the best when it comes to baking and he made our wedding cake and all the desserts for the wedding, which saved us a lot in overall costs. For the bar, sticking with beer and wine instead of a full bar will save you money up front and save your friends from having a little too much fun and not remembering their night. If your venue allows you to bring in your own alcohol (many require it), here’s a little pro tip: do NOT tell the package store you are purchasing in bulk for a wedding when initially getting pricing. We made the mistake of disclosing the event at the first package store we visited and saved almost $1,000 on alcohol costs the second time around by being vague and only letting them know it was for a wedding when paying the tab.
  • Paper: Invitations are important, but using sites like Minted, Snapfish, and Etsy can lower your overall paper costs by including invitations, thank you cards, and table numbers all in one location. The lesson here is to buy in bulk when you can. The sites also make it extremely easy to design your own invitations when using a template they already have.
  • Travel Agent for Honeymoon: A travel agent is a great idea if you are planning on going on a honeymoon out of the country. The biggie here of how they can help is sticking to your budget. We gave our travel agent a set price for the total we wanted to spend for our honeymoon and she stuck to it, even giving us options on where we could stay and how we could get the best airline prices.
  • Keep your expectations realistic: In this day & age, it can be very hard to plan a party for 200+ people while staying within a 4 figure budget. In the beginning of your planning, be realistic as to what kind of wedding you want in relation to how much money you are able to spend. Above all, make a budget and stick to it. My husband and I set a budget first thing when starting our wedding planning and were sure to stay within our pre-determined numbers for each category.  

Good luck to all of you planning or helping to plan weddings! Reach out for any additional tips on how to save on overall costs for your wedding because let’s be honest, it’s always wedding season.


Is it Time to Dodge the Draft?

About the author

a woman with her arms crossed

Allison Baines

Wealth Plan Design Manager

Allison graduated Magna Cum Laude from the University of Georgia with a bachelor's of science in family & consumer sciences as a double major (financial planning & consumer economics). She started at oXYGen Financial shortly after in the Fall of 2014 and has been building her career in financial planning ever since. One of her biggest accomplishments was passing the CFP® exam in 2018.

Allison was born and raised in Dallas, GA but currently lives in Ball Ground, GA with her husband Rob and their son Carter. They also share their home with a Labrador named Sunny and a German Shepherd named Lola.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice. Investor Disclosures:

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regard to your individual situation.

Background and qualification information is available at FINRA's BrokerCheck website.

Sign Up

Sign up for our exclusive Sunday Paper with a weekly market commentary, insightful personal finance blogs, and life changing education guides.

Email sign up

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. oXYGen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 844-553-7872.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. Kestra IS and Kestra AS makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is Kestra IS and Kestra AS liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.