There are many paths you can take to achieve a debt-free lifestyle. The road you choose depends on your life circumstances, the amount of debt you have, and what you are willing to do to achieve your goal.
Debt.com spoke to dozens of debt experts and asked them about their approach to becoming debt free. Check out their advice and their websites to help on your journey toward financial independence.
Don’t succumb to lifestyle inflation. The absolute key is to make sure you save one-third of every raise you get, and you’ll avoid having long term debt.
My other main tip is to never have more than two credit cards. This leads to less temptation and lets you keep a closer eye on debt.