Today’s household has to deal with so many expenses that my parent’s generation did not have. When I was growing up in the 70s and 80s, we did not have a cable bill, an internet bill and most certainly no cell phone bill. Now, we cannot do without these items. If we are going to have these extra expenses, we might as well get the best deal possible. Consider some of these cost cutting items.
- Consider prepaid service. Pay-as-you-go services have gotten a lot better recently. If you are not a heavy cell phone user you usually come out better by only paying for what you use.
- Check for discounts. Many carriers offer discounts if you are an employee of a company that uses their service. Do a Google search with the carrier’s name and the words “employee discount”.
- Look for a family plan. If you need multiple lines, most carriers will offer a better per-line price than their standard single line.
- Don’t buy the hot phone. It is easy to want the latest and greatest, but the price of the phone will drop quickly when the next model number comes out. Have patience.
- Strategic Surfing. If you do not have unlimited data, beware of the online games and videos. They will eat up your data allowance. Switch to Wi-Fi when a connection is available.
- Look past the carrier store. A Consumer Reports survey showed above average scores for price of cell phones at retailers like Costco or Wal-Mart. You don’t have to go to your carrier’s store.
- Think twice about add-ons. Don’t let them talk you into all those extra services. Especially the insurance. The cost of the insurance verse the chance of you needing it, is not worth it. Hang on to an old phone in case you have to replace your phone and you are not eligible for an upgrade.
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